The Financial and Personal Security Letter
There is an increasingly disturbing trend in the stock market that has profound implications for your portfolio. Traditional investors who are motivated by profit are being replaced by three groups of investors who couldn’t care less about getting fair value: High-frequency traders are only interested in scalping the next penny or two from buyers and sellers. ETF investors are buying without any consideration for company or stock market values. The corporate sector repurchases shares to reduce share count and ramps up buying when prices are high. And the market share of all three adds up to an overwhelming majority of stock market trading volume. It’s a whole new ball game, with new players.
To navigate this new market structure successfully, patience and focus on your own individual objectives (as opposed to the performance of broader stock market indices) are key. In this month’s issue, I will give you five great reasons why gold investments, starting with a package of top-quality gold miners, should become your insurance policy and part of your counterbalancing strategy. I’ll tell you the best way to invest in this sector with proper diversification. While your counterbalancing insurance policy waits for hard times to shine, you'll get paid for your patience. My top-down portfolio strategy for you is to be able to draw 4% annually from a retirement portfolio without cannibalizing capital. I'll tell you how to achieve this using my Retirement Compounders, starting with the names from this month's Top 10. More >>
Each month, I provide you with an Economic Analysis supplement to the issue. This supplement provides you with a bird's eye view of the indicators that I monitor on a regular basis. The incisive, story-telling charts included in this supplement are updated every month and range from "The Leaders" to "World Currency Reserves/World Gold Reserves." There will always be great new material as well as timely reference dates, and my comments spell out the meaning of each chart for you. Download in pdf format.
October 31, 2014 If you are new to dividend investing divided dates may still be a bit of a puzzle to you. There are many different dividend dates to remember including the declaration date, the ex-dividend date, the date of record, and the payment date. What are they? We’ll explain all of the important dividend dates and what […] More »
Dick Young grew up in Shaker Heights, Ohio, graduated from Babson College in Wellesley, Massachusetts, with a B.S. in investments, began his investment career in 1964 with Clayton Securities in Boston, and founded Young Research & Publishing, Inc. in 1978 to publish Young's World Money Forecast. More »
I can't tell you how relieved I am. I take this financial planning seriously, and I have learned a lot from reading Dick's monthly newsletter. You can tell him that it's the best advice I've ever found at any price, and I also am a very conservative investor who doesn't buy into the latest investment fads. … Many thanks
Charlotte, North Carolina